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Pension & Annuity Insurance (निवृत्तिभरण वा पेन्सन योजना) in Nepal

Converts accumulated savings into guaranteed periodic income post-retirement for lifetime financial independence.

Policy Overview & Key Parameters

Nepali Designation (बीमा प्रकार)
निवृत्तिभरण वा पेन्सन योजना
Ideal Target Group
Self-employed, freelancers, business owners, and private sector workers without state pensions.
Payout Structure (Death & Maturity)
Vesting/Retirement: Regular monthly or annual annuity payouts for life. Death: Residual corpus paid to nominee.

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