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Micro Life Insurance (लघु जीवन बीमा) in Nepal: Low-Cost Rural Protection

Low-cost life coverage designed for low-income and rural populations capped under Nepal Insurance Authority guidelines.

Policy Overview & Key Parameters

Nepali Designation (बीमा प्रकार)
लघु जीवन बीमा
Ideal Target Group
Daily wage earners, agricultural workers, and low-income rural households.
Payout Structure (Death & Maturity)
Death/Maturity: Basic sum assured (up to NPR 5,00,000) at nominal annual premium rates with simplified KYC.

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